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Ответы на тесты Money, credit, banks.d

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Бесплатные ответы на тесты по предмету «Money, credit, banks.d» — Синергия и МТИ

Вопрос 1Ответ открыт бесплатно

Direct exchange of one commodity for another is termed AS:

  1. Measure of value
  2. Barter✓ Правильный ответ
  3. Price
  4. Business
✓ Правильный ответ

Barter

Вопрос 2

Meaning of Exchange is:

  1. Doing business
  2. Purchasing goods
  3. Transfer of wealth
  4. Marketing
Вопрос 3

Which of the following is a demerit of barter system?

  1. Want of double coincidence
  2. Absence of money circulation
  3. Absence of natural resources
  4. Scarcity of goods
Вопрос 4

The term money has been derived from the Latin Word:

  1. Moneta
  2. Peconja
  3. Monate
  4. Menoty
Вопрос 5

Theory of evolution of money was propounded by:

  1. Prof. Crowther
  2. Prof. Spalding
  3. Prof. Marshall
  4. Prof. Xendor
Вопрос 6Ответ открыт бесплатно

Theory of spontaneous growth of money was propounded by:

  1. Prof. Marshall
  2. Prof. Spalding✓ Правильный ответ
  3. Prof. Crowther
  4. Prof. Friedman
✓ Правильный ответ

Prof. Spalding

Вопрос 7

“Money is what money does”, this definition was given by:

  1. Hartley Withers
  2. Robbins
  3. Knapp
  4. Friedman
Вопрос 8

“Anything which is declared by the state as money becomes money”, this definition was given by:

  1. Thomas
  2. Hartley Withers
  3. Knapp
  4. Coulborn
Вопрос 9

“Money may be defined as the means of valuation and payment,” this definition was given by:

  1. Coulborn
  2. Knapp
  3. Thomas
  4. Tom
Вопрос 10Ответ открыт бесплатно

“Money is one thing that have general acceptability”, this definition was given by:

  1. Seligman✓ Правильный ответ
  2. Keynes
  3. Crowther
  4. Kent
✓ Правильный ответ

Seligman

Вопрос 11

“Anything that is generally acceptable as a means of exchange and as the same time as a measure and store of value”, this definition was given by:

  1. Seligman
  2. Crowther
  3. Keynes
  4. Kent
Вопрос 12

According to conventional approach, money includes:

  1. Currency
  2. Demand Deposit
  3. Currency + Demand Deposits
  4. Debt
Вопрос 13Ответ открыт бесплатно

According to Chicago Approach, money includes:

  1. Currency + Demand Deposits
  2. Currency+ Demand Deposits + Time Deposits✓ Правильный ответ
  3. Demand Deposits + Time Deposits
  4. Debt
✓ Правильный ответ

Currency+ Demand Deposits + Time Deposits

Вопрос 14

Which of the following is not a characteristic of money?

  1. General Acceptability
  2. Medium of Exchange
  3. Liquid Asset
  4. Debt
Вопрос 15

Which of the following is not correct about money?

  1. Money is a veil
  2. Money is not a veil
  3. Money is a means and not an end
  4. Liquid Asset
Вопрос 16Ответ открыт бесплатно

Medium of exchange is the following function of money:

  1. Primary✓ Правильный ответ
  2. Secondary
  3. Contingent
  4. Debt
✓ Правильный ответ

Primary

Вопрос 17

Money has been considered as primary invention of man, this statement is given by:

  1. Seligman
  2. Knapp
  3. Coulborne
  4. Crowther
Вопрос 18

Which of the following is not a function of money?

  1. Medium of exchange
  2. Store of value
  3. Transfer of value
  4. Debt
Вопрос 19

Which of the following is not the function of money, according to Hartley Withers?

  1. Medium of exchange
  2. Standard of deferred payment
  3. Store of value
  4. Debt
Вопрос 20Ответ открыт бесплатно

Something which is freely used and generally accepted as: a medium of exchange and as a unit of account is called:

  1. Money✓ Правильный ответ
  2. Capital
  3. Assets
  4. Wealth
✓ Правильный ответ

Money

Вопрос 21

Medium of exchange and measure of value, both are the constituents of:

  1. Primary functions of money
  2. Contingent functions of money
  3. Secondary functions of money
  4. They are not functions of money
Вопрос 22

Which of the above are the essential qualities of a good money material? Consider the following: 1) Scarcity 2) Homogeneity 3) Durability 4) Divisibility

  1. 1 and 2
  2. 1, 2 and 3
  3. 2, 3 and 4
  4. 1, 2, 3 and 4
Вопрос 23Ответ открыт бесплатно

Which of the above are the secondary functions of money? Consider the following: 1) Store of value 2) Measure of value 3) Transfer of value 4) Standard of deferred payments

  1. 1, 2 and 3
  2. 1, 3 and 4✓ Правильный ответ
  3. 2, 3 and 4
  4. 1, 2, 3 and 4
✓ Правильный ответ

1, 3 and 4

Вопрос 24

Which of the above are contingent functions of money? Consider the following: 1) Basis of credit 2) Distributor of collective production 3) Helps in the maximization of utility 4) Guarantor of solvency

  1. 1, 2 and 4
  2. 2, 3 and 4
  3. 1, 3 and 4
  4. 1, 2, 3 and 4
Вопрос 25

Money performs its contingent functions normally in:

  1. Underdeveloped countries
  2. Developing countries
  3. Rich countries
  4. Developed countries
Вопрос 26Ответ открыт бесплатно

Some assets which are very much liquid though not as much as money itself is called:

  1. Near money✓ Правильный ответ
  2. Dear money
  3. Substitute money
  4. Fiat money
✓ Правильный ответ

Near money

Вопрос 27

A Financial bill which does not arises in connection with genuine commercial transaction is called:

  1. Commercial bill
  2. Banker’s bill
  3. Treasury bill
  4. Bill of exchange
Вопрос 28

Promises by the government to pay a fixed sum of money at a prescribed date generally three months ahead, are called:

  1. Treasury bills
  2. Government bill
  3. Promissory bills
  4. Non-commercial bills
Вопрос 29

Exchange bills, treasury bills, bonds, debentures are the examples of:

  1. Fiat money
  2. Near money
  3. Liquid money
  4. Liquidity
Вопрос 30Ответ открыт бесплатно

Wealth that has physical existence and is required either for its own sake or for its contribution to production is called:

  1. Physical wealth
  2. Capital wealth
  3. Real wealth✓ Правильный ответ
  4. Capital assets
✓ Правильный ответ

Real wealth

Вопрос 31

Which of the following would not be termed “Near Money”?

  1. Bills of
  2. ₹ 1000 notes
  3. Treasury bills
  4. Debentures
Вопрос 32

Choose the incorrect statement: Asset demand for money is that it:

  1. Is held as an asset
  2. Is held as transactions are unforeseen and unexpected
  3. Is convenient for holding and also certain in terms of value
  4. Becomes significant during war
Вопрос 33Ответ открыт бесплатно

With the use of currency:

  1. Velocity of money increases✓ Правильный ответ
  2. National Income increases
  3. Capacity increases
  4. Inflation occurs
✓ Правильный ответ

Velocity of money increases

Вопрос 34

Primary functions of money does not includes:

  1. Medium of Exchange
  2. Measure of value
  3. Store of value
  4. Unit of account
Вопрос 35

Which of the following is not secondary function of money?

  1. Standard of deferred payments
  2. Store of value
  3. Transfer of value
  4. Basis of credit creation
Вопрос 36Ответ открыт бесплатно

Which of the following is not a contingent function of money?

  1. Distribution of National Income
  2. Basis of credit creation
  3. Guarantor of solvency
  4. Debt✓ Правильный ответ
✓ Правильный ответ

Debt

Вопрос 37

Who classified the functions of money into static and dynamic functions?

  1. Paul Einzing
  2. Knapp
  3. Crowther
  4. Marshall
Вопрос 38

Which of the following is not static function of money?

  1. Medium of exchange
  2. Transfer of value
  3. Standard for deferred payment
  4. Marketing
Вопрос 39

Which of the following is not a dynamic function of money?

  1. Full utilization of resources
  2. Facilitates deficit financing
  3. Economic development
  4. Debt
Вопрос 40Ответ открыт бесплатно

Investment made for providing facilities like education, health care, training etc. are termed as:

  1. Capital Formation
  2. Human Capital Formation✓ Правильный ответ
  3. Development of tertiary sector
  4. Foreign direct investment
✓ Правильный ответ

Human Capital Formation

Вопрос 41

The… are of the opinion that money plays a significant role in increasing the level of income and employment.

  1. Adam Smith
  2. Pigou
  3. Keynes
  4. Friedman
Вопрос 42

“Money is such a path which is used for transporting entire output of the district to the market, but which in itself produces nothing”, this statement is given by:

  1. Adam Smith
  2. Mill
  3. Pigou
  4. keynes
Вопрос 43Ответ открыт бесплатно

“Money is a wrapper in which things come to you”, this statement is given by:

  1. Pigou✓ Правильный ответ
  2. Keynes
  3. Friedman
  4. Mill
✓ Правильный ответ

Pigou

Вопрос 44

“Modern economic life which is founded on specialization would not be possible without money”, who remarked this?

  1. Friedman
  2. Benham
  3. Mill
  4. Pigou
Вопрос 45

“Money is the Pivot around which the whole economic science clusters”, this statement is given by:

  1. Marshall
  2. Pigou
  3. Mill
  4. Prof. Dey
Вопрос 46Ответ открыт бесплатно

In which economic system, money does not plays a vital role?

  1. Capitalist Economy
  2. Socialism
  3. Mixed Economy
  4. Necrocracy✓ Правильный ответ
✓ Правильный ответ

Necrocracy

Вопрос 47

Money plays an important role in:

  1. Economic fields
  2. Social fields
  3. Political fields
  4. It plays important role in every field
Вопрос 48

“Lack of money is the root of all evils,” who said this?

  1. Bernard Shaw
  2. Robertson
  3. Pigou
  4. Mill
Вопрос 49

“Money is a good servant but bad master,” this statement is given by:

  1. Robertson
  2. Mill
  3. Pigou
  4. Marshall
Вопрос 50Ответ открыт бесплатно

Economic evil of money is:

  1. Instability of value
  2. Over capitalisation
  3. Unequal distribution of wealth
  4. It is a root cause of every economic problem✓ Правильный ответ
✓ Правильный ответ

It is a root cause of every economic problem

Вопрос 51

Which of the following is social evil of money?

  1. Problem of black money
  2. Unequal distribution of wealth
  3. Economic wastage
  4. Encourage Materialism
Вопрос 52

In which of the following economic system sovereignty of the consumer become possible?

  1. Capitalism
  2. Socialism
  3. Mixed economy
  4. Dictatorship
Вопрос 53Ответ открыт бесплатно

Near money is … than money:

  1. More liquid
  2. Less liquid✓ Правильный ответ
  3. Narrow term
  4. Debt
✓ Правильный ответ

Less liquid

Вопрос 54

Which one these is not a quality of good money

  1. Acceptability
  2. Durability
  3. Portability
  4. Less liquidity
Вопрос 55

Currency does not includes:

  1. Metallic coins
  2. Notes
  3. Credit money
  4. Debt
Вопрос 56Ответ открыт бесплатно

The money whose intrinsic value is not equal is its face value, is termed as:

  1. Commodity Money
  2. Representative Money✓ Правильный ответ
  3. Actual Money
  4. Paper money
✓ Правильный ответ

Representative Money

Вопрос 57

Paper money is an example of:

  1. Commodity money
  2. Representative money
  3. Actual money
  4. Liquid money
Вопрос 58

Fiat money is also termed as:

  1. Convertible money
  2. Inconvertible money
  3. Commodity money
  4. Liquid money
Вопрос 59

Legal Tender Money includes:

  1. Actual money
  2. Paper currency notes
  3. Cheque
  4. Liquid money
Вопрос 60Ответ открыт бесплатно

Optional money does not includes:

  1. Cheques
  2. Drafts
  3. Bills of Exchange
  4. Liquid money✓ Правильный ответ
✓ Правильный ответ

Liquid money

Вопрос 61

Finance is related to:

  1. Money
  2. Monetary Resources
  3. Credit
  4. Loans
Вопрос 62

Finance is science and art of earning and expending of money”. This is said by:

  1. Haward
  2. Hastings
  3. Guthman
  4. Tom
Вопрос 63Ответ открыт бесплатно

Capital required to run day to day functioning is called:

  1. Institutional Finance
  2. Business Finance
  3. Working Capital✓ Правильный ответ
  4. Public Finance
✓ Правильный ответ

Working Capital

Вопрос 64

Elements of finance on the basis of managerial aspect does not include:

  1. Expending of funds
  2. Raising of funds
  3. Rationing of funds
  4. Liquid money
Вопрос 65

Which of the following does not include in the self-financing?

  1. Own capital
  2. Business surplus
  3. Shares
  4. Institutional Finance
Вопрос 66Ответ открыт бесплатно

Internal source of financing is:

  1. Retained earnings✓ Правильный ответ
  2. Preference shares
  3. Ordinary shares
  4. Institutional financing
✓ Правильный ответ

Retained earnings

Вопрос 67

Which of the following financing?

  1. Loan from commercial banks
  2. Term Deposits
  3. Development Banks
  4. Portfolio Investment
Вопрос 68

The fund collected by selling… is a good source of financing.

  1. Debentures
  2. Equity shares
  3. Preference shares
  4. Deferred shares
Вопрос 69

Deferred shares are bought by the … .

  1. Public
  2. Management
  3. Promoters
  4. Government
Вопрос 70Ответ открыт бесплатно

Commercial and co-operative banking mainly provide:

  1. Short-term funds✓ Правильный ответ
  2. Medium-term funds
  3. Long-term funds
  4. Debt
✓ Правильный ответ

Short-term funds

Вопрос 71

Non-institutional financial sources does not include:

  1. Money lender
  2. Indigenous bankers
  3. Chit funds
  4. Marketers
Вопрос 72

External source of finance does not include:

  1. Foreign loan
  2. Foreign grants
  3. Foreign investment
  4. Retain earnings
Вопрос 73Ответ открыт бесплатно

Foreign Direct Investment is made by:

  1. Purchasing shares and debentures of the domestic company
  2. Establishing companies by Foreign Investors✓ Правильный ответ
  3. Making collaboration
  4. Politicians
✓ Правильный ответ

Establishing companies by Foreign Investors

Вопрос 74

In FDI, full ownership and management remains in the hands of:

  1. Domestic company
  2. Foreign Investors
  3. Government
  4. RBI
Вопрос 75

In the portfolio investment, foreign investors:

  1. Purchase shares/debentures of domestic company
  2. Establish companies in other countries
  3. Make collaborations
  4. Do nothing
Вопрос 76Ответ открыт бесплатно

In portfolio investment, management and control remains with:

  1. Domestic company✓ Правильный ответ
  2. Foreign company
  3. Government
  4. Politicians
✓ Правильный ответ

Domestic company

Вопрос 77

Non-banking financial companies can accept deposits from the public for:

  1. More than three years
  2. Upto three years
  3. Less than three years
  4. Upto five years
Вопрос 78

Which of the following is not an international institution?

  1. Asian Development
  2. International Finance Corporation
  3. IMF
  4. IDBI
Вопрос 79

Requirement of finance on the basis of time may be divided into categories.

  1. 2
  2. 5
  3. 3
  4. 4
Вопрос 80Ответ открыт бесплатно

The period of long-term finance is:

  1. More than three or five years
  2. More than five or seven years✓ Правильный ответ
  3. More than three years
  4. Less than 1 year
✓ Правильный ответ

More than five or seven years

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