Тесты СинергияАртём Хелп
Артём Help онлайнНаписать Артёму
Бесплатно оценим сроки и стоимостьОтправить задание в Telegram
Все тесты предмета

Ответы на тесты Finance.d

Вопросы и варианты доступны бесплатно. 24 ответа доступны бесплатно — откройте их кнопкой ниже. Полный набор — в личном кабинете на 7 дней.

80 вопросов 1 тест в одном предмете Доступ 7 дней
Содержание предмета

Бесплатные ответы на тесты по предмету «Finance.d» — Синергия и МТИ

Вопрос 1Ответ открыт бесплатно

A … is a self-employed person who owns and runs their own business as an individual.

  1. Sole Trader✓ Правильный ответ
  2. Partner
  3. Corporation
  4. Business
✓ Правильный ответ

Sole Trader

Вопрос 2

A sole trader business has a legal identity separate to its … .

  1. Self
  2. Owner
  3. Partner
  4. Boss
Вопрос 3

As a … , you have absolute control over your business.

  1. Sole Trader
  2. Partner
  3. Corporation
  4. Business
Вопрос 4

There is a requirement to register the business with Companies House or make ongoing filings of … with them.

  1. Practice
  2. Information
  3. Law
  4. Books
Вопрос 5

There are many shareholders to invest … .

  1. Time
  2. Capital
  3. Efforts
  4. Energy
Вопрос 6Ответ открыт бесплатно

It’s invariably not best to keep a bank account for the business that’s … to your personal accounts.

  1. Neglects
  2. Separate✓ Правильный ответ
  3. Copy
  4. Deny
✓ Правильный ответ

Separate

Вопрос 7

There are no … to run the business, just the sole trader.

  1. Directors
  2. People
  3. Members
  4. Shareholders
Вопрос 8

Unlike the owners of … , however, a sole trader is personally liable for their business’s debts.

  1. Limited company
  2. Sole trader
  3. Partnership
  4. Corporate
Вопрос 9

The … business model can be used by many types of business, but is perhaps most popular among tradesmen providing services to individuals and families.

  1. Limited company
  2. Sole trader
  3. Partnership
  4. Corporate
Вопрос 10Ответ открыт бесплатно

There are multiple partners like in a … , so the sole trader model is usually suitable if you’re looking to go into business with someone else, sharing the responsibility and rewards.

  1. Limited company
  2. Sole trader
  3. Partnership✓ Правильный ответ
  4. Corporate
✓ Правильный ответ

Partnership

Вопрос 11

The firm invests its funds in acquiring … as well as current assets.

  1. Fixed Assets
  2. Investing
  3. Rate of return
  4. Risk
Вопрос 12

Whenever a company is … huge funds in an investment proposal it expects some regular amount of cash flow to meet day to day requirements.

  1. Fixed Assets
  2. Investing
  3. Rate of return
  4. Risk
Вопрос 13Ответ открыт бесплатно

The most important criteria to decide the investment proposal is … it will be able to bring back for the company in the form of income.

  1. Fixed Assets
  2. Investing
  3. Rate of return✓ Правильный ответ
  4. Risk
✓ Правильный ответ

Rate of return

Вопрос 14

With every investment proposal, there is zero degree of … involved.

  1. Fixed Assets
  2. Investing
  3. Rate of return
  4. Risk
Вопрос 15

The finance manager must compare all the available alternatives very carefully and then only decide where to … the scarcest resources of the firm.

  1. Fixed Assets
  2. Invest
  3. Rate of return
  4. Risk
Вопрос 16Ответ открыт бесплатно

Working capital is a measure of a company's assets.

  1. Current Liabilities
  2. Working Capital✓ Правильный ответ
  3. Financial Health
  4. Financial managers
✓ Правильный ответ

Working Capital

Вопрос 17

The standard formula for working capital is current assets divided by … .

  1. Current Liabilities
  2. Working Capital
  3. Financial Health
  4. Financial managers
Вопрос 18

Financial managers are responsible for the … of an organization.

  1. Current Liabilities
  2. Working Capital
  3. Financial Health
  4. Financial managers
Вопрос 19

… do not do tasks that are specific to their organization or industry.

  1. Current Liabilities
  2. Working Capital
  3. Financial Health
  4. Financial managers
Вопрос 20Ответ открыт бесплатно

… monitor and control the flow of cash that comes in and goes out of the company to meet the company's business and investment needs.

  1. Cash Managers✓ Правильный ответ
  2. Finance Managers
  3. Asset manager
  4. Property Manager
✓ Правильный ответ

Cash Managers

Вопрос 21

Every organization has its own set of long-term and short-term goals and … that it wishes to achieve in a predetermined period of time.

  1. Objectives
  2. Equity
  3. Bondholders
  4. Stakeholders
Вопрос 22

Large companies may have a small number of … .

  1. Objectives
  2. Equity holders
  3. Bondholders
  4. Stakeholders
Вопрос 23Ответ открыт бесплатно

If the project sinks, the … will supposedly have to participate in losses and this can result in agency problems with the stockholders and the creditors.

  1. Objectives
  2. Equity holders
  3. Bondholders✓ Правильный ответ
  4. Stakeholders
✓ Правильный ответ

Bondholders

Вопрос 24

The stakeholders of a company never have issues with other … like customers, employees, society, and communities.

  1. Objectives
  2. Equity holders
  3. Bondholders
  4. Stakeholders
Вопрос 25

… flows are transactions involving financial assets between international entities.

  1. Capital
  2. Private
  3. Fixed Exchange
  4. Regulating
Вопрос 26Ответ открыт бесплатно

… capital flows include direct and portfolio investment made by Americans living inside and foreigners living outside the United States.

  1. Capital
  2. Private✓ Правильный ответ
  3. Fixed Exchange
  4. Regulating
✓ Правильный ответ

Private

Вопрос 27

If a country sets a … rate target, the country can control capital flows of foreign capital to achieve the target exchange rate.

  1. Capital
  2. Private
  3. Fixed Exchange
  4. Regulating
Вопрос 28

… capital flows create less friction and ultimately increase market efficiency.

  1. Capital
  2. Private
  3. Fixed Exchange
  4. Regulating
Вопрос 29

… provide safe storage for both cash (notes and coins), as well as precious metals such as gold and silver.

  1. Commercial Banks
  2. Financial Intermediaries
  3. Central banks
  4. Stock Exchange
Вопрос 30Ответ открыт бесплатно

Some … , such as mutual funds and investment banks, employ in-house investment specialists who help clients grow their investments.

  1. Commercial Banks
  2. Financial Intermediaries✓ Правильный ответ
  3. Central banks
  4. Stock Exchange
✓ Правильный ответ

Financial Intermediaries

Вопрос 31

The … is one of the three fundamental financial statements and is key to both financial modeling and accounting.

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
Вопрос 32

The … is divided into 2 sides (or sections).

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
Вопрос 33Ответ открыт бесплатно

The … is one of a company’s core financial statements that shows their profit and loss over a period of 5 years together.

  1. Balance Sheet
  2. Income Statement✓ Правильный ответ
  3. Retained Earnings
  4. Stockholders' Equity
✓ Правильный ответ

Income Statement

Вопрос 34

The … is divided into time periods that logically follow the company’s operations.

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
Вопрос 35

… are the portion of a business’s profits that are not distributed as dividends to shareholders but instead are reserved for reinvestment back into the business.

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
Вопрос 36Ответ открыт бесплатно

… are reported on the balance sheet under the assets section at the end of each accounting period.

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings✓ Правильный ответ
  4. Stockholders' Equity
✓ Правильный ответ

Retained Earnings

Вопрос 37

… represent a useful link between the income statement and the balance sheet, as they are recorded under shareholders’ equity, which connects the two statements.

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
Вопрос 38

… is an account on a company’s balance sheet that consists of share capital minus retained earnings.

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
Вопрос 39

Net income increases … .

  1. Balance Sheet
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
Вопрос 40Ответ открыт бесплатно

Amounts received by the reporting entity from transactions with its owners are referred to as share capital.

  1. Share Capital✓ Правильный ответ
  2. Income Statement
  3. Retained Earnings
  4. Stockholders' Equity
✓ Правильный ответ

Share Capital

Вопрос 41

In finance, we refer to the market where new securities are bought and sold for the first time?

  1. Money market
  2. Capital market
  3. Primary market
  4. Secondary market
Вопрос 42

Which one of the following can issue the corporate bond?

  1. Individuals
  2. Government
  3. Public limited companies
  4. People
Вопрос 43Ответ открыт бесплатно

Which is not the treasurer’s responsibility for managing the firm’s cash and marketable securities?

  1. Planning its capital structure
  2. Overseeing the corporate pension fund
  3. Selling stocks and bonds to raise capital
  4. Marketing✓ Правильный ответ
✓ Правильный ответ

Marketing

Вопрос 44

Which of the following is the activity which finance people are involved?

  1. Investing decisions
  2. Marketing decisions
  3. Promotion decisions
  4. Communication
Вопрос 45

What should be the long term focal point of financial management in a firm?

  1. The number and types of products or services provided by the firm
  2. The creation of value for shareholders
  3. The minimization of the amount of taxes paid by the firm
  4. The profits earned by the firm
Вопрос 46Ответ открыт бесплатно

Financing decision determined?

  1. Current asset
  2. Fix asset
  3. Equity
  4. Mix of finance✓ Правильный ответ
✓ Правильный ответ

Mix of finance

Вопрос 47

Profit maximization is a?

  1. Long term concept
  2. Short term concept
  3. Finance
  4. Accounting
Вопрос 48

What are the three interrelated areas of finance?

  1. Financial markets, option and forwards
  2. Banking, financial institutions and swap currency
  3. Investment, Financial management and Financial market & Financial institution
  4. Accounting, Statistics and Mathematics
Вопрос 49

Which of the following is not normally a responsibility of the controller of the modern corporation?

  1. Budgets and forecasts
  2. Asset management
  3. Financial reporting
  4. Cost accounting
Вопрос 50Ответ открыт бесплатно

Financial decisions are not concerned with which of the following?

  1. Making investment decisions that optimize economic value
  2. Making asset management decisions that optimize economic wealth
  3. Raising capital that is needed for growth
  4. Accounting✓ Правильный ответ
✓ Правильный ответ

Accounting

Вопрос 51

The goal of fundamental analysts is to find securities?

  1. Whose intrinsic value exceeds market price
  2. With a positive present value of growth opportunities
  3. With high market capitalization rates
  4. With Loss
Вопрос 52

The combination of two or more firms, the resulting firm maintains the identity of one of the firms usually the larger?

  1. Joint venture
  2. Partnership
  3. Merger
  4. Consolidation
Вопрос 53Ответ открыт бесплатно

If an investor were to sell 100 shares of Microsoft stock to another investor in the securities market, this would be referred to as what type of transaction?

  1. It is primary market transaction
  2. A secondary market transaction✓ Правильный ответ
  3. A money market transaction
  4. A futures market transaction
✓ Правильный ответ

A secondary market transaction

Вопрос 54

A Financial institution that underwrites new securities for resale?

  1. Financial intermediaries
  2. Mortgage Banker
  3. Investment Banker
  4. Treasury
Вопрос 55

Which of the following statements always apply to corporations?

  1. Limited life
  2. Limited liability
  3. Single taxation
  4. Agency
Вопрос 56Ответ открыт бесплатно

The purpose of financial markets is to?

  1. Increase the price of common stocks
  2. Lower the yield on bonds
  3. Allocate savings efficiently✓ Правильный ответ
  4. Control inflation
✓ Правильный ответ

Allocate savings efficiently

Вопрос 57

Which of the following is a depository financial institution?

  1. A savings bank
  2. An investment bank
  3. A finance company
  4. A pension fund
Вопрос 58

Among the pairs given below select a (n) example of a principal and a (n) example of an agent respectively?

  1. Shareholder; manager
  2. Manager; owner
  3. Accountant; bondholder
  4. Shareholder; bondholder
Вопрос 59

What is potentially the biggest advantage of a small partnership over a sole proprietorship?

  1. Unlimited liability
  2. Single tax filing
  3. Difficult ownership resale
  4. Raising capital
Вопрос 60Ответ открыт бесплатно

Which of the following statements is most correct?

  1. One of the way in which firm can mitigate or reduce agency problems between bondholders and stockholders is by increasing the amount of debt in the capital structure
  2. Managerial compensation can be structured to reduce agency problems between stockholders & managers✓ Правильный ответ
  3. Finance and Accounting are same
  4. Partnerships have limited liability
✓ Правильный ответ

Managerial compensation can be structured to reduce agency problems between stockholders & managers

Вопрос 61

Interest paid (earned) on only the original principal borrowed (lent) is often referred to as?

  1. Compound interest
  2. Future value
  3. Present value
  4. Simple interest
Вопрос 62

Treasury bills are?

  1. Issued on a premium basis and pay a fixed annual interest rate
  2. Issued on a discount basis and mature at par
  3. Issued on a premium basis and mature at par
  4. Issued on a discount basis and pay a fixed annual interest rate
Вопрос 63Ответ открыт бесплатно

Nominal Interest Rate is also known as?

  1. Annual percentage rate✓ Правильный ответ
  2. Effective interest Rate
  3. Periodic interest rate
  4. Coupon rate
✓ Правильный ответ

Annual percentage rate

Вопрос 64

The concept of compound interest refers to?

  1. The process of gradually retiring a debt through periodic payments of principal and interest
  2. The process of servicing a debt with regular interest payments, followed lump sum payment of principal and interest at the end of the loan term
  3. The process of converting future lump sums and annuities into present values at a stated interest rate
  4. The process of earning interest on an original amount, plus interest on interest previously earned
Вопрос 65

The value of money to be received in the future is … the value of the same amount of money in hand today?

  1. Higher than
  2. Lower than
  3. The same as
  4. Equal
Вопрос 66Ответ открыт бесплатно

The Time value of money must be considered in total outlay decision because?

  1. Cash inflows and outflows occur at different point✓ Правильный ответ
  2. Inflation greatly reduce the outflows
  3. A dollar received in future is more valuable than a dollar today
  4. Cash flows are not known with certainty
✓ Правильный ответ

Cash inflows and outflows occur at different point

Вопрос 67

Interest paid (earned) on both the original principal borrowed (lent) and previous interest allowed (earned) is often referred to as … ?

  1. Compound interest
  2. Double interest
  3. Simple interest
  4. Present value
Вопрос 68

Money has no time value because?

  1. Individuals prefer future consumption to present consumption
  2. Money today is worth more than money tomorrow in terms of purchasing power
  3. There is a possibility of earning risk free return on money invested today
  4. The statement is wrong
Вопрос 69

The real rate of interest reflects compensation for?

  1. Present value
  2. Future value
  3. Time value of money
  4. Annuity
Вопрос 70Ответ открыт бесплатно

Interest has 3 types?

  1. Fixed rate, current rate, market rate
  2. Market rate, combination rate, fixed rate
  3. Fixed rate, floating rate, current rate
  4. Fixed rate, floating rate, combination rate✓ Правильный ответ
✓ Правильный ответ

Fixed rate, floating rate, combination rate

Вопрос 71

The basic rule of the time value of money is?

  1. Investments will always be worth more tomorrow than they are today
  2. It's always wiser to save a dollar for tomorrow than to spend it today
  3. A dollar in hand today is worth more than a dollar promised at some time in the future
  4. All of the above express an aspect of the basic rule of time value of money
Вопрос 72

A decrease in the supply for loanable funds, holding demand constant, will cause interest rates to?

  1. Increase
  2. Decrease
  3. Stay the same
  4. Not enough information to tell
Вопрос 73Ответ открыт бесплатно

The value of money results from?

  1. Its backing
  2. Rates set by the State Bank
  3. Its purchasing power✓ Правильный ответ
  4. Economics
✓ Правильный ответ

Its purchasing power

Вопрос 74

The basic price that equates the demand for and supply of loanable funds in the financial markets is the … ?

  1. Interest rate
  2. yield curve
  3. Term structure
  4. Cash price
Вопрос 75

If the interest rate is greater than 0%, then a dollar today is worth?

  1. Less than a dollar tomorrow
  2. The same as a dollar tomorrow
  3. More than a dollar tomorrow
  4. Zero
Вопрос 76Ответ открыт бесплатно

In an inflationary period, interest rates have a tendency to?

  1. Fall
  2. Rise✓ Правильный ответ
  3. Stay the same
  4. Act erratically
✓ Правильный ответ

Rise

Вопрос 77

Which of the following is not a determinant of market interest rates?

  1. The inflation premium
  2. The maturity risk premium
  3. The volatility risk premium
  4. The real rate of interest
Вопрос 78

An unexpected increase in inflation should?

  1. Increase the demand for loanable funds
  2. Decrease the interest rate on loans
  3. Increase the interest rate on loans
  4. No change on loans
Вопрос 79

If the interest rate is less than 0%, then a dollar today is worth?

  1. More than a dollar tomorrow
  2. The same as a dollar tomorrow
  3. Less than a dollar tomorrow
  4. There is not sufficient information to tell
Вопрос 80Ответ открыт бесплатно

The risk-free interest rate is composed of?

  1. An inflation premium and a default risk premium
  2. A default risk premium and a maturity risk premium
  3. A real rate of interest and a liquidity premium
  4. A real rate of interest and an inflation premium✓ Правильный ответ
✓ Правильный ответ

A real rate of interest and an inflation premium

О материалах и доступе

Что входит в набор «Finance.d»?

80 вопросов с вариантами из опубликованных тестов (1). Сверьте формулировки и варианты с вашим заданием перед покупкой: разные программы могут содержать разные вопросы.

Какие ответы можно посмотреть бесплатно?

Нажмите «Показать ответы бесплатно»: после завершения индикатора откроется бесплатная часть ответов. Бесплатные ответы отмечены зелёным. При нескольких правильных вариантах отмечены все варианты из ключа ответа. Остальные ответы доступны после покупки.

Как получить полный доступ?

Стоимость — 2 499 ₽. Войдите в личный кабинет и оплатите выбранный предмет. Доступ действует 7 дней; подписки и автоматических списаний нет.

Что делать, если обнаружена ошибка?

Напишите нам и пришлите номер заказа, формулировку вопроса и подтверждение ошибки. Гарантия: 1 ошибка — вернём деньги.

Связаться с АртемХелп · Условия покупки · Политика конфиденциальности