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Без привязки к предмету

Без привязки к предмету — вариант 470

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22 вопроса Вариант 470 Доступ 7 дней
Содержание теста

Вопросы и варианты

Без отметок и подсказок к правильным ответам

Вопрос 1

What is a credit line for a business compared to in the lecture?

  1. A pot of money for personal use.
  2. A pre-approved loan from a financial institution.
  3. A fixed investment in a project.
  4. A temporary decrease in revenue.
Вопрос 2

What is the maximum amount of money that a business can borrow from a credit line called?

  1. Credit score.
  2. Credit report.
  3. Credit limit.
  4. Credit utilization.
Вопрос 3

How does the lecture describe the flexibility of using a credit line for businesses?

  1. Businesses must use the full credit limit all at once.
  2. Businesses must use the borrowed money immediately.
  3. Businesses can borrow as much or as little as they need, up to the credit limit.
  4. Businesses can borrow more than the credit limit allows.
Вопрос 4

What does a business pay interest on when utilizing a credit line?

  1. The entire credit limit.
  2. The credit limit minus the borrowed amount.
  3. Only the amount of money borrowed from the credit line.
  4. The fluctuating cash flow of the business.
Вопрос 5

Match the term with its definition:

  1. Personal Information
  2. Contact details
  3. Loan application
  4. Guarantee
  5. Information about an individual, including their name, address, date of birth, and other identifying details.
  6. Means of communication such as phone number, email address, or physical address used to reach an individual.
  7. A formal request submitted to a lender or financial institution seeking approval for a loan, including details about the amount, purpose, and repayment terms.
  8. A promise or assurance made by one party to take responsibility for the debt or obligation of another party if they fail to fulfill their obligations.
Вопрос 6

Match the term with its definition:

  1. Debt
  2. Work experience
  3. Status
  4. Job title
  5. The amount of money owed by an individual or entity to another party, typically as a result of borrowing or financial obligations.
  6. The accumulation of knowledge, skills, and expertise gained through employment, education, or training.
  7. The condition or state of an individual, often referring to their social, economic, or legal standing in society.
  8. The level of seniority or position held by an individual in their employment, often indicating their role and responsibilities.
Вопрос 7

Every month, the bank sends you a bill called a credit card .... This document shows all the purchases you've made with the card during that month.

  1. statement
Вопрос 8

You can either pay off the full amount you owe, or you can pay just a part of it. If you pay off the full amount, you won't owe the bank any ....

  1. interest
Вопрос 9

Put the words in the correct order to form a sentence:

  1. you get up to 120 days
  2. with no interest
  3. on purchases and cash
  4. withdrawals
  5. as long as you meet
  6. certain conditions
Вопрос 10

Put the words in the correct order to form a sentence:

  1. the business only pays
  2. interest on
  3. the amount of money
  4. it borrows from the credit line
  5. not on the entire amount
Вопрос 11

What is the difference between the two main ways clients can use safe deposit boxes at banks?

  1. The size of the safe deposit box.
  2. The location of the safe deposit box.
  3. The bank's knowledge of the stored items.
  4. The type of valuables that can be stored.
Вопрос 12

What limitations are mentioned regarding the contents of safe deposit boxes?

  1. Only documents and cash are permitted.
  2. Valuables must be declared to the bank.
  3. Certain prohibited items cannot be stored.
  4. Only perishable items are allowed.
Вопрос 13

According to the text, what items are NOT explicitly prohibited from being stored in safe deposit boxes?

  1. Food and clothing.
  2. Jewelry and valuable belongings.
  3. Explosives and firearms.
  4. Radioactive substances.
Вопрос 14

What is the purpose of opening a bank deposit, according to the message?

  1. To earn extra income without financial expertise.
  2. To invest in the stock market.
  3. To participate in financial trading.
  4. To secure loans for businesses.
Вопрос 15

What is the difference between an irrevocable and a revocable bank deposit?

  1. The amount of interest earned.
  2. The type of currency used.
  3. Whether the depositor can withdraw money before a certain period.
  4. The duration of the deposit.
Вопрос 16

What is the purpose of capitalization of interest?

  1. To decrease the interest earned on the deposit.
  2. To add interest earned on the deposit.
  3. To reduce the deposit amount.
  4. To extend the deposit period.
Вопрос 17

Match the term with its definition:

  1. Social security
  2. Bank safe deposit box
  3. Metal safe
  4. Depository
  5. A system of government programs providing financial assistance to individuals who are retired, disabled, or unemployed, or to families with dependent children.
  6. A secure storage container typically located within a bank's vault, used by individuals to store valuable belongings or documents.
  7. A sturdy, secure container made of metal used for storing valuables, documents, or cash.
  8. A facility or institution where securities such as stocks, bonds, or other financial instruments are held and administered in safekeeping.
Вопрос 18

Match the term with its definition:

  1. Checking account
  2. Control
  3. Storage conditions
  4. Service fee
  5.  A type of bank account that allows for frequent transactions such as deposits, withdrawals, and payments using checks or electronic transfers.
  6. The act or process of directing, regulating, or overseeing something to ensure compliance with rules, standards, or expectations.
  7. The specific requirements or environment necessary for the safekeeping of items or goods, often related to factors such as temperature, humidity, and security.
  8. Some amount of money charged by a bank or financial institution for maintaining an account or providing specific services.
Вопрос 19

Bank deposit is ... put into a bank by individuals or businesses for safekeeping or to earn interest.

  1. money;; resources
Вопрос 20

... is the person who signs the deposit agreement with the bank.

  1. depositor
Вопрос 21

Put the words in the correct order to form a sentence:

  1. we can
  2. schedule a meeting
  3. at your nearest branch
  4. send you the
  5. necessary paperwork or
Вопрос 22

Put the words in the correct order to form a sentence:

  1. clients can rent
  2. a safe deposit box
  3. to store their
  4. valuables, with
  5. with only the client
  6. knowing what's inside